<style><!-- [et_pb_line_break_holder] --> #calcForm p,<!-- [et_pb_line_break_holder] --> ul,<!-- [et_pb_line_break_holder] --> ol {<!-- [et_pb_line_break_holder] --> margin: 0 0 1em 0;<!-- [et_pb_line_break_holder] --> padding: 0;<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm a:link,<!-- [et_pb_line_break_holder] --> a:visited {<!-- [et_pb_line_break_holder] --> text-decoration: none;<!-- [et_pb_line_break_holder] --> cursor: hand;<!-- [et_pb_line_break_holder] --> cursor: pointer;<!-- [et_pb_line_break_holder] --> color: #0078c1;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm a:hover,<!-- [et_pb_line_break_holder] --> a:active a.active {<!-- [et_pb_line_break_holder] --> text-decoration: underline;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> /* Global Tags ------------------------------------------------------------------ */<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm form,<!-- [et_pb_line_break_holder] --> fieldset,<!-- [et_pb_line_break_holder] --> legend,<!-- [et_pb_line_break_holder] --> h1,<!-- [et_pb_line_break_holder] --> h2,<!-- [et_pb_line_break_holder] --> h3,<!-- [et_pb_line_break_holder] --> h4,<!-- [et_pb_line_break_holder] --> h5,<!-- [et_pb_line_break_holder] --> h6,<!-- [et_pb_line_break_holder] --> li,<!-- [et_pb_line_break_holder] --> input,<!-- [et_pb_line_break_holder] --> select,<!-- [et_pb_line_break_holder] --> table,<!-- [et_pb_line_break_holder] --> textarea,<!-- [et_pb_line_break_holder] --> object,<!-- [et_pb_line_break_holder] --> p {<!-- [et_pb_line_break_holder] --> margin: 0;<!-- [et_pb_line_break_holder] --> padding-top: 4px;<!-- [et_pb_line_break_holder] --> padding-right: 4px;<!-- [et_pb_line_break_holder] --> padding-bottom: 4px;<!-- [et_pb_line_break_holder] --> padding-left: 4px;<!-- [et_pb_line_break_holder] --> font-family: arial, helvetica, sans-serif;<!-- [et_pb_line_break_holder] --> font-size: 12px;<!-- [et_pb_line_break_holder] --> font-style: normal;<!-- [et_pb_line_break_holder] --> color: #585858;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm input,<!-- [et_pb_line_break_holder] --> select,<!-- [et_pb_line_break_holder] --> textarea {<!-- [et_pb_line_break_holder] --> color: #333333;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm input[type="text"]:focus {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> border: 2px solid #007FC2!important;<!-- [et_pb_line_break_holder] --> outline: none;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm input,<!-- [et_pb_line_break_holder] --> select,<!-- [et_pb_line_break_holder] --> table,<!-- [et_pb_line_break_holder] --> td,<!-- [et_pb_line_break_holder] --> th,<!-- [et_pb_line_break_holder] --> textarea {<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> font-style: normal;<!-- [et_pb_line_break_holder] --> color: #666666;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm {<!-- [et_pb_line_break_holder] --> font-size: 12px;<!-- [et_pb_line_break_holder] --> text-align: center;<!-- [et_pb_line_break_holder] --> color: #666666;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm blockquote {<!-- [et_pb_line_break_holder] --> padding: 0;<!-- [et_pb_line_break_holder] --> margin: 0;<!-- [et_pb_line_break_holder] --> font-size: 130%;<!-- [et_pb_line_break_holder] --> margin-bottom: 1em;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table {<!-- [et_pb_line_break_holder] --> border-collapse: collapse;<!-- [et_pb_line_break_holder] --> margin-bottom: 1.5em;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table.max {<!-- [et_pb_line_break_holder] --> width: 100%;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table td,<!-- [et_pb_line_break_holder] --> #calcForm table th {<!-- [et_pb_line_break_holder] --> padding: 7px 7px 7px 10px;<!-- [et_pb_line_break_holder] --> text-align: left;<!-- [et_pb_line_break_holder] --> font-size: 12px;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table thead th {<!-- [et_pb_line_break_holder] --> color: #fff;<!-- [et_pb_line_break_holder] --> font-size: 15px;<!-- [et_pb_line_break_holder] --> text-align: center;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table tbody th {<!-- [et_pb_line_break_holder] --> color: #1180CC;<!-- [et_pb_line_break_holder] --> font-size: 14px;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> text-align: center;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm blockquote,<!-- [et_pb_line_break_holder] --> #calcForm blockquote a:link,<!-- [et_pb_line_break_holder] --> #calcForm blockquote a:visited {<!-- [et_pb_line_break_holder] --> color: #a05da5;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm blockquote a:hover,<!-- [et_pb_line_break_holder] --> #calcForm blockquote a:focus {<!-- [et_pb_line_break_holder] --> color: #6a4981;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table thead th {<!-- [et_pb_line_break_holder] --> background: #2676bb;<!-- [et_pb_line_break_holder] --> background: -moz-linear-gradient(100% 100% 90deg, #06589f, #2676bb);<!-- [et_pb_line_break_holder] --> background: -webkit-gradient(linear, 100% 100%, 185 bottom, from(#06589f), to(#2676bb));<!-- [et_pb_line_break_holder] --> -pie-background: linear-gradient(90deg, #06589f, #2676bb);<!-- [et_pb_line_break_holder] --> border-top: 1px solid #FFF;<!-- [et_pb_line_break_holder] --> color: white;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> font-size: 15px;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table thead td {<!-- [et_pb_line_break_holder] --> background-color: #E4E4E4;<!-- [et_pb_line_break_holder] --> border-left: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table tbody th {<!-- [et_pb_line_break_holder] --> background-color: #FFFFFF;<!-- [et_pb_line_break_holder] --> border-top: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table tbody td {<!-- [et_pb_line_break_holder] --> background-color: #f5f3f9;<!-- [et_pb_line_break_holder] --> border-top: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> border-left: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm .assumptions tbody td {<!-- [et_pb_line_break_holder] --> background-color: #ffffff;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h2 {<!-- [et_pb_line_break_holder] --> font-size: 192%;<!-- [et_pb_line_break_holder] --> font-weight: normal;<!-- [et_pb_line_break_holder] --> margin-bottom: 10px;<!-- [et_pb_line_break_holder] --> color: #6a4981;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h3 {<!-- [et_pb_line_break_holder] --> font-size: 18px;<!-- [et_pb_line_break_holder] --> font-weight: normal;<!-- [et_pb_line_break_holder] --> padding-top: 10px;<!-- [et_pb_line_break_holder] --> margin-bottom: 10px;<!-- [et_pb_line_break_holder] --> color: #a05da5;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h4 {<!-- [et_pb_line_break_holder] --> font-size: 110%;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> margin-bottom: 1em;<!-- [et_pb_line_break_holder] --> padding-top: 5px;<!-- [et_pb_line_break_holder] --> color: #333333;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h5 {<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> margin-bottom: 0.5em;<!-- [et_pb_line_break_holder] --> color: #666666;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h6 {<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> margin-bottom: 0.5em;<!-- [et_pb_line_break_holder] --> color: #999999;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm p {<!-- [et_pb_line_break_holder] --> line-height: 131%;<!-- [et_pb_line_break_holder] --> margin-bottom: 1em;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --></style><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] --> /* ---------------------------<!-- [et_pb_line_break_holder] --> ' (C) Copyright 2012<!-- [et_pb_line_break_holder] --> ' Niro Solutions Pty Limited<!-- [et_pb_line_break_holder] --> ' ABN 89 106 967 140<!-- [et_pb_line_break_holder] --> ' ---------------------------<!-- [et_pb_line_break_holder] --> ' Revision: 3.0.0<!-- [et_pb_line_break_holder] --> ' Author: George Zhao<!-- [et_pb_line_break_holder] --> ' Modtime: 13/03/12<!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> ' --------------------------- */<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> fieldArray = new Array("childcare", "laundry", "cleaning", "gardening");<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function startInt() {<!-- [et_pb_line_break_holder] --> calcInt = setInterval(calculateIt, 100);<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function parseUndefinedInt(val) {<!-- [et_pb_line_break_holder] --> var temp;<!-- [et_pb_line_break_holder] --> temp = removeCommasDollars(val.toString());<!-- [et_pb_line_break_holder] --> return (temp == "") ? 0 : parseInt(temp);<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function calculateIt() {<!-- [et_pb_line_break_holder] --> f = document.forms.calcForm;<!-- [et_pb_line_break_holder] --> total_m = 0;<!-- [et_pb_line_break_holder] --> for (i = 0; i < fieldArray.length; i++) {<!-- [et_pb_line_break_holder] --> total_m += parseUndefinedInt(f[fieldArray[i]].value);<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> f.total_m.value = total_m;<!-- [et_pb_line_break_holder] --> f.total_a.value = total_m * 52;<!-- [et_pb_line_break_holder] --> document.getElementById('lbltotal_m').innerHTML = fmoney(f.total_m.value, 0);<!-- [et_pb_line_break_holder] --> document.getElementById('lbltotal_a').innerHTML = fmoney(f.total_a.value, 0);<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> function intOnly(field) {<!-- [et_pb_line_break_holder] --> if (field != undefined) {<!-- [et_pb_line_break_holder] --> var m_strOut = new String(field.value);<!-- [et_pb_line_break_holder] --> m_strOut = m_strOut.replace(/[^0-9]/g, '');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> //G if (field.value != m_strOut)<!-- [et_pb_line_break_holder] --> //G {field.value = m_strOut} <!-- [et_pb_line_break_holder] --> if (field.value != m_strOut && m_strOut != "") { field.value = fmoney(m_strOut, 0) }<!-- [et_pb_line_break_holder] --> else if (m_strOut != "") {<!-- [et_pb_line_break_holder] --> field.value = fmoney(field.value, 0)<!-- [et_pb_line_break_holder] --> } else if (m_strOut == "") {<!-- [et_pb_line_break_holder] --> field.value = ""<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> //G functions format currency<!-- [et_pb_line_break_holder] --> function fmoney(s, n) {<!-- [et_pb_line_break_holder] --> var tmp = n;<!-- [et_pb_line_break_holder] --> n = n > 0 && n <= 20 ? n : 2;<!-- [et_pb_line_break_holder] --> s = parseFloat((s + "").replace(/[^\d\.-]/g, "")).toFixed(n) + "";<!-- [et_pb_line_break_holder] --> var l = s.split(".")[0].split("").reverse(),<!-- [et_pb_line_break_holder] --> r = s.split(".")[1];<!-- [et_pb_line_break_holder] --> t = "";<!-- [et_pb_line_break_holder] --> for (i = 0; i < l.length; i++) {<!-- [et_pb_line_break_holder] --> t += l[i] + ((i + 1) % 3 == 0 && (i + 1) != l.length ? "," : "");<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> if (tmp == 0) {<!-- [et_pb_line_break_holder] --> return t.split("").reverse().join("");<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> return t.split("").reverse().join("") + "." + r;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function removeCommasDollars(strValue) {<!-- [et_pb_line_break_holder] --> var objRegExp = /,|\$/g; //search for commas or $ sign globally<!-- [et_pb_line_break_holder] --> //replace all matches with empty strings<!-- [et_pb_line_break_holder] --> return strValue.replace(objRegExp, '');<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] -->//G<!-- [et_pb_line_break_holder] --></script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script type="text/javascript" language="javascript">startInt();</script><!-- [et_pb_line_break_holder] --><form name="calcForm" action="" id="calcForm"><!-- [et_pb_line_break_holder] --> <div align=left><!-- [et_pb_line_break_holder] --> <table width="540" class="table-data"><!-- [et_pb_line_break_holder] --> <thead><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3">Non working partner calculator</th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td width="40%"> </td><!-- [et_pb_line_break_holder] --> <td width="28%">Example weekly value</td><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <td width="32%">Your estimate</td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </thead><!-- [et_pb_line_break_holder] --> <tbody><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Childcare</td><!-- [et_pb_line_break_holder] --> <td>$400</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input name="childcare" id="calcfield" type="text" maxlength="9" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Laundry</td><!-- [et_pb_line_break_holder] --> <td>$60</td><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input name="laundry" id="calcfield" type="text" maxlength="9" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Cleaning</td><!-- [et_pb_line_break_holder] --> <td>$100</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input name="cleaning" id="calcfield" type="text" maxlength="9" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Gardening</td><!-- [et_pb_line_break_holder] --> <td>$25</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input name="gardening" id="calcfield" type="text" maxlength="9" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3"><!-- [et_pb_line_break_holder] --> <b>Total</b><!-- [et_pb_line_break_holder] --> </th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Weekly total</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$585</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$ <!-- [et_pb_line_break_holder] --> <label id="lbltotal_m"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" name="total_m" id="calcfield" type="text" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Annual total</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$30,420</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$ <!-- [et_pb_line_break_holder] --> <label id="lbltotal_a"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" name="total_a" id="calcfield" type="text" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tbody><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --> <table width="540" class="assumptions"><!-- [et_pb_line_break_holder] --> <tbody><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align=left colspan=3><!-- [et_pb_line_break_holder] --> <h3>Important things to know</h3><!-- [et_pb_line_break_holder] --> <p>1. The purpose of this calculator is to estimate how much life insurance your non-working spouse or partner needs<!-- [et_pb_line_break_holder] --> based on your weekly expenses.</p><!-- [et_pb_line_break_holder] --> <p>2. This calculator is intended to provide general information only. It is provided by ClearView Life Assurance<!-- [et_pb_line_break_holder] --> Limited ABN 12 000 021 581 AFSL No. 227682 ('ClearView') without taking into account your particular objectives,<!-- [et_pb_line_break_holder] --> financial situation and needs.<!-- [et_pb_line_break_holder] --> <br>This calculator is a financial model and cannot accurately predict how much insurance you might need. This<!-- [et_pb_line_break_holder] --> will depend on:<!-- [et_pb_line_break_holder] --> <ul style="margin-left:20px"><!-- [et_pb_line_break_holder] --> <li>all of your personal circumstances (including your particular objectives, financial situation and needs);<!-- [et_pb_line_break_holder] --> and<!-- [et_pb_line_break_holder] --> </li><!-- [et_pb_line_break_holder] --> <li> unpredictable external factors.</li><!-- [et_pb_line_break_holder] --> </ul><!-- [et_pb_line_break_holder] --> This calculator generates factual information based on a limited range of issues and uses a set of assumptions to give you<!-- [et_pb_line_break_holder] --> an indication of how your choices may affect the outcome. These assumptions and limitations are stated below.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p>3. While this calculator can be a useful tool, the information produced does not constitute a recommendation<!-- [et_pb_line_break_holder] --> or statement of opinion about insurance and it should not be relied on for the purpose of making a decision<!-- [et_pb_line_break_holder] --> in relation to a financial product. This calculator does not consider all of your personal circumstances and<!-- [et_pb_line_break_holder] --> you should consider obtaining advice from a financial planner before making any financial decisions.</p><!-- [et_pb_line_break_holder] --> <p>4. No assurance is given that this calculator is free of errors or suitable for any user's intended purposes.</p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <h3>Assumptions and limitations</h3><!-- [et_pb_line_break_holder] --> <p><!-- [et_pb_line_break_holder] --> The assumptions used to calculate the result and the limitations of this calculator are set out below. There is no guarantee<!-- [et_pb_line_break_holder] --> that the assumptions are appropriate for your circumstances or accurately predict what will occur. You should<!-- [et_pb_line_break_holder] --> also consider the limitations carefully as these will impact the result.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p>1. No allowance has been made for any taxation or levies as this will depend on your personal circumstances.</p><!-- [et_pb_line_break_holder] --> <p>2. The total values are the sum of expenses entered within the calculator.</p><!-- [et_pb_line_break_holder] --> <p>3. No allowance has been made for any income received. It is only a calculation of the expenses entered.</p><!-- [et_pb_line_break_holder] --> <p>ClearView consider these assumptions are reasonable as the purpose is to provide general information only.</p><!-- [et_pb_line_break_holder] --> <p>If your actual situation differs from the assumptions made, then the calculations may differ from your actual<!-- [et_pb_line_break_holder] --> amounts.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <p>ClearView Life Assurance Limited ABN 12 000 021 581 AFSL No. 227682 issues life insurance products. Before deciding<!-- [et_pb_line_break_holder] --> whether to acquire a ClearView product, please refer to the relevant Product Disclosure Statement (PDS), available<!-- [et_pb_line_break_holder] --> online or by contacting 132 979 for details of the terms of the relevant product, including costs and exclusions<!-- [et_pb_line_break_holder] --> that apply. </p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> </tbody><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --></form>