<style><!-- [et_pb_line_break_holder] --> #calcForm p,<!-- [et_pb_line_break_holder] --> ul,<!-- [et_pb_line_break_holder] --> ol {<!-- [et_pb_line_break_holder] --> margin: 0 0 1em 0;<!-- [et_pb_line_break_holder] --> padding: 0;<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm a:link,<!-- [et_pb_line_break_holder] --> a:visited {<!-- [et_pb_line_break_holder] --> text-decoration: none;<!-- [et_pb_line_break_holder] --> cursor: hand;<!-- [et_pb_line_break_holder] --> cursor: pointer;<!-- [et_pb_line_break_holder] --> color: #0078c1;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm a:hover,<!-- [et_pb_line_break_holder] --> a:active a.active {<!-- [et_pb_line_break_holder] --> text-decoration: underline;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> /* Global Tags ------------------------------------------------------------------ */<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm form,<!-- [et_pb_line_break_holder] --> fieldset,<!-- [et_pb_line_break_holder] --> legend,<!-- [et_pb_line_break_holder] --> h1,<!-- [et_pb_line_break_holder] --> h2,<!-- [et_pb_line_break_holder] --> h3,<!-- [et_pb_line_break_holder] --> h4,<!-- [et_pb_line_break_holder] --> h5,<!-- [et_pb_line_break_holder] --> h6,<!-- [et_pb_line_break_holder] --> li,<!-- [et_pb_line_break_holder] --> input,<!-- [et_pb_line_break_holder] --> select,<!-- [et_pb_line_break_holder] --> table,<!-- [et_pb_line_break_holder] --> textarea,<!-- [et_pb_line_break_holder] --> object,<!-- [et_pb_line_break_holder] --> p {<!-- [et_pb_line_break_holder] --> margin: 0;<!-- [et_pb_line_break_holder] --> padding-top: 4px;<!-- [et_pb_line_break_holder] --> padding-right: 4px;<!-- [et_pb_line_break_holder] --> padding-bottom: 4px;<!-- [et_pb_line_break_holder] --> padding-left: 4px;<!-- [et_pb_line_break_holder] --> font-family: arial, helvetica, sans-serif;<!-- [et_pb_line_break_holder] --> font-size: 12px;<!-- [et_pb_line_break_holder] --> font-style: normal;<!-- [et_pb_line_break_holder] --> color: #585858;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm input,<!-- [et_pb_line_break_holder] --> select,<!-- [et_pb_line_break_holder] --> textarea {<!-- [et_pb_line_break_holder] --> color: #333333;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm input[type="text"]:focus {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> border: 2px solid #007FC2!important;<!-- [et_pb_line_break_holder] --> outline: none;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm input,<!-- [et_pb_line_break_holder] --> select,<!-- [et_pb_line_break_holder] --> table,<!-- [et_pb_line_break_holder] --> td,<!-- [et_pb_line_break_holder] --> th,<!-- [et_pb_line_break_holder] --> textarea {<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> font-style: normal;<!-- [et_pb_line_break_holder] --> color: #666666;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm {<!-- [et_pb_line_break_holder] --> font-size: 12px;<!-- [et_pb_line_break_holder] --> text-align: center;<!-- [et_pb_line_break_holder] --> color: #666666;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm blockquote {<!-- [et_pb_line_break_holder] --> padding: 0;<!-- [et_pb_line_break_holder] --> margin: 0;<!-- [et_pb_line_break_holder] --> font-size: 130%;<!-- [et_pb_line_break_holder] --> margin-bottom: 1em;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table {<!-- [et_pb_line_break_holder] --> border-collapse: collapse;<!-- [et_pb_line_break_holder] --> margin-bottom: 1.5em;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table.max {<!-- [et_pb_line_break_holder] --> width: 100%;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table td,<!-- [et_pb_line_break_holder] --> #calcForm table th {<!-- [et_pb_line_break_holder] --> padding: 7px 7px 7px 10px;<!-- [et_pb_line_break_holder] --> text-align: left;<!-- [et_pb_line_break_holder] --> font-size: 12px;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table thead th {<!-- [et_pb_line_break_holder] --> color: #fff;<!-- [et_pb_line_break_holder] --> font-size: 15px;<!-- [et_pb_line_break_holder] --> text-align: center;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table tbody th {<!-- [et_pb_line_break_holder] --> color: #1180CC;<!-- [et_pb_line_break_holder] --> font-size: 14px;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> text-align: center;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm blockquote,<!-- [et_pb_line_break_holder] --> #calcForm blockquote a:link,<!-- [et_pb_line_break_holder] --> #calcForm blockquote a:visited {<!-- [et_pb_line_break_holder] --> color: #a05da5;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm blockquote a:hover,<!-- [et_pb_line_break_holder] --> #calcForm blockquote a:focus {<!-- [et_pb_line_break_holder] --> color: #6a4981;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table thead th {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> background: #2676bb;<!-- [et_pb_line_break_holder] --> background: -moz-linear-gradient(100% 100% 90deg, #06589f, #2676bb);<!-- [et_pb_line_break_holder] --> background: -webkit-gradient(linear, 100% 100%, 185 bottom, from(#06589f), to(#2676bb));<!-- [et_pb_line_break_holder] --> -pie-background: linear-gradient(90deg, #06589f, #2676bb);<!-- [et_pb_line_break_holder] --> border-top: 1px solid #FFF;<!-- [et_pb_line_break_holder] --> color: white;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> font-size: 15px;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table thead td {<!-- [et_pb_line_break_holder] --> background-color: #E4E4E4;<!-- [et_pb_line_break_holder] --> border-left: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table tbody th {<!-- [et_pb_line_break_holder] --> background-color: #FFFFFF;<!-- [et_pb_line_break_holder] --> border-top: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm table tbody td {<!-- [et_pb_line_break_holder] --> background-color: #f5f3f9;<!-- [et_pb_line_break_holder] --> border-top: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> border-left: #ffffff 1px solid;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm .assumptions tbody td {<!-- [et_pb_line_break_holder] --> background-color: #ffffff;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h2 {<!-- [et_pb_line_break_holder] --> font-size: 192%;<!-- [et_pb_line_break_holder] --> font-weight: normal;<!-- [et_pb_line_break_holder] --> margin-bottom: 10px;<!-- [et_pb_line_break_holder] --> color: #6a4981;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h3 {<!-- [et_pb_line_break_holder] --> font-size: 18px;<!-- [et_pb_line_break_holder] --> font-weight: normal;<!-- [et_pb_line_break_holder] --> padding-top: 10px;<!-- [et_pb_line_break_holder] --> margin-bottom: 10px;<!-- [et_pb_line_break_holder] --> color: #a05da5;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h4 {<!-- [et_pb_line_break_holder] --> font-size: 110%;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> margin-bottom: 1em;<!-- [et_pb_line_break_holder] --> padding-top: 5px;<!-- [et_pb_line_break_holder] --> color: #333333;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h5 {<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> margin-bottom: 0.5em;<!-- [et_pb_line_break_holder] --> color: #666666;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm h6 {<!-- [et_pb_line_break_holder] --> font-size: 100%;<!-- [et_pb_line_break_holder] --> font-weight: bold;<!-- [et_pb_line_break_holder] --> margin-bottom: 0.5em;<!-- [et_pb_line_break_holder] --> color: #999999;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> #calcForm p {<!-- [et_pb_line_break_holder] --> line-height: 131%;<!-- [et_pb_line_break_holder] --> margin-bottom: 1em;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --></style><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] --> /* ---------------------------<!-- [et_pb_line_break_holder] -->' (C) Copyright 2012<!-- [et_pb_line_break_holder] -->' Niro Solutions Pty Limited<!-- [et_pb_line_break_holder] -->' ABN 89 106 967 140<!-- [et_pb_line_break_holder] -->' ---------------------------<!-- [et_pb_line_break_holder] -->' Revision: 3.0.0<!-- [et_pb_line_break_holder] -->' Author: George Zhaog<!-- [et_pb_line_break_holder] -->' Modtime: 13/03/12<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->' --------------------------- */<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function runOnLoad() {<!-- [et_pb_line_break_holder] --> calcInt = setInterval(calculateIt, 50);<!-- [et_pb_line_break_holder] --> enableFields();<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function parseUndefinedInt(val) {<!-- [et_pb_line_break_holder] --> var temp;<!-- [et_pb_line_break_holder] --> temp = removeCommasDollars(val.toString());<!-- [et_pb_line_break_holder] --> return (temp == "") ? 0 : parseInt(temp);<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function checkNaN(val) {<!-- [et_pb_line_break_holder] --> return (val == "" || isNaN(val) == true) ? 0 : val;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function checkINF(val) {<!-- [et_pb_line_break_holder] --> return (val == "" || isFinite(val) == false) ? 0 : val;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function recalcAmount(field) {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> f = document.forms.calcForm;<!-- [et_pb_line_break_holder] --> changedTo = parseUndefinedInt(f[field].value);<!-- [et_pb_line_break_holder] --> f[field].value = (isNaN(changedTo) == true) ? 0 : fmoney(changedTo, 0);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function calculateIt() {<!-- [et_pb_line_break_holder] --> f = document.forms.calcForm;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> // Monthly Living Expenses<!-- [et_pb_line_break_holder] --> MTotal = parseUndefinedInt(f.rent.value) + parseUndefinedInt(f.transport.value) + parseUndefinedInt(f.myhome.value) + parseUndefinedInt(f.food.value) + parseUndefinedInt(f.education.value) + parseUndefinedInt(f.other.value);<!-- [et_pb_line_break_holder] --> f.MTotal.value = (Math.round(MTotal));<!-- [et_pb_line_break_holder] --> document.getElementById('lblMTotal').innerHTML = fmoney(f.MTotal.value, 0);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> // Sick Leave<!-- [et_pb_line_break_holder] --> sickMTotal = parseUndefinedInt(f.sick.value)<!-- [et_pb_line_break_holder] --> f.sickMTotal.value = (Math.round((sickMTotal * 12 / 52) * 100)) / 100;<!-- [et_pb_line_break_holder] --> document.getElementById('lblsickMTotal').innerHTML = fmoney(f.sickMTotal.value, 2);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> // Liquid Assets<!-- [et_pb_line_break_holder] --> FundsTotal = parseUndefinedInt(f.cash.value) + parseUndefinedInt(f.savings.value) + parseUndefinedInt(f.MFunds.value) + parseUndefinedInt(f.shares.value) + parseUndefinedInt(f.otherFunds.value);<!-- [et_pb_line_break_holder] --> f.FundsTotal.value = (Math.round(FundsTotal));<!-- [et_pb_line_break_holder] --> document.getElementById('lblFundsTotal').innerHTML = fmoney(f.FundsTotal.value, 0);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> // Your Survival Period<!-- [et_pb_line_break_holder] --> MSurvival = (Math.round(parseFloat(parseFloat(f.sickMTotal.value) + (parseFloat(FundsTotal) / parseFloat(MTotal))) * 100)) / 100;<!-- [et_pb_line_break_holder] --> MSurvival = checkNaN(MSurvival);<!-- [et_pb_line_break_holder] --> MSurvival = checkINF(MSurvival);<!-- [et_pb_line_break_holder] --> f.MSurvival.value = MSurvival<!-- [et_pb_line_break_holder] --> f.DSurvival.value = (Math.round(parseFloat(f.MSurvival.value) * 365 / 12));<!-- [et_pb_line_break_holder] --> f.DateSurvival.value = getDT(f.DSurvival.value);<!-- [et_pb_line_break_holder] --> document.getElementById('lblMSurvival').innerHTML = fmoney(f.MSurvival.value, 0);<!-- [et_pb_line_break_holder] --> document.getElementById('lblDSurvival').innerHTML = fmoney(f.DSurvival.value, 0);<!-- [et_pb_line_break_holder] --> document.getElementById('lblDateSurvival').innerHTML = f.DateSurvival.value;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function getDT(days) {<!-- [et_pb_line_break_holder] --> var today = new Date()<!-- [et_pb_line_break_holder] --> today.setDate(today.getDate() + parseUndefinedInt(days) + 1);<!-- [et_pb_line_break_holder] --> var dd = "" + today.getDate()<!-- [et_pb_line_break_holder] --> var mm = "" + (today.getMonth() + 1)<!-- [et_pb_line_break_holder] --> var yy = "" + today.getYear()<!-- [et_pb_line_break_holder] --> if (yy.length == 3) {<!-- [et_pb_line_break_holder] --> yy = '20' + yy.slice(1, 3);<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> return (dd.length > 1 ? dd : ("0" + dd)) + "/" + (mm.length > 1 ? mm : ("0" + mm)) + "/" + yy<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function enableFields() {<!-- [et_pb_line_break_holder] --> f = document.forms.calcForm;<!-- [et_pb_line_break_holder] --> if (f.rdEmployed[0].checked == false) {<!-- [et_pb_line_break_holder] --> f.sick.value = 0;<!-- [et_pb_line_break_holder] --> f.sick.contentEditable = false;<!-- [et_pb_line_break_holder] --> f.sick.disabled = true;<!-- [et_pb_line_break_holder] --> f.sick.style.display = "none";<!-- [et_pb_line_break_holder] --> document.getElementById("divSick").style.display = "none";<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleSick").innerHTML = '0';<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleSickM").innerHTML = '<b>0</b>';<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleT1").innerHTML = '<b>1.5</b>';<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleT2").innerHTML = '<b>46</b>';<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> else {<!-- [et_pb_line_break_holder] --> f.sick.value = 0;<!-- [et_pb_line_break_holder] --> f.sick.contentEditable = true;<!-- [et_pb_line_break_holder] --> f.sick.disabled = false;<!-- [et_pb_line_break_holder] --> f.sick.style.display = "";<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> document.getElementById("divSick").style.display = "";<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleSick").innerHTML = '2';<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleSickM").innerHTML = '<b>0.46</b>';<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleT1").innerHTML = '<b>1.96</b>';<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleT2").innerHTML = '<b>60</b>';<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> sDays = (f.rdEmployed[0].checked == false) ? 46 : 60;<!-- [et_pb_line_break_holder] --> document.getElementById("ExampleSDate").innerHTML = '<B>' + getDT(sDays) + '</B>';<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function intOnly(field) {<!-- [et_pb_line_break_holder] --> if (field != undefined) {<!-- [et_pb_line_break_holder] --> var m_strOut = new String(field.value);<!-- [et_pb_line_break_holder] --> m_strOut = m_strOut.replace(/[^0-9]/g, '');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> //G if (field.value != m_strOut)<!-- [et_pb_line_break_holder] --> //G {field.value = m_strOut} <!-- [et_pb_line_break_holder] --> if (field.value != m_strOut && m_strOut != "") { field.value = fmoney(m_strOut, 0) }<!-- [et_pb_line_break_holder] --> else if (m_strOut != "") {<!-- [et_pb_line_break_holder] --> field.value = fmoney(field.value, 0)<!-- [et_pb_line_break_holder] --> } else if (m_strOut == "") {<!-- [et_pb_line_break_holder] --> field.value = ""<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> //G functions format currency<!-- [et_pb_line_break_holder] --> function fmoney(s, n) {<!-- [et_pb_line_break_holder] --> var tmp = n;<!-- [et_pb_line_break_holder] --> n = n > 0 && n <= 20 ? n : 2;<!-- [et_pb_line_break_holder] --> s = parseFloat((s + "").replace(/[^\d\.-]/g, "")).toFixed(n) + "";<!-- [et_pb_line_break_holder] --> var l = s.split(".")[0].split("").reverse(),<!-- [et_pb_line_break_holder] --> r = s.split(".")[1];<!-- [et_pb_line_break_holder] --> t = "";<!-- [et_pb_line_break_holder] --> for (i = 0; i < l.length; i++) {<!-- [et_pb_line_break_holder] --> t += l[i] + ((i + 1) % 3 == 0 && (i + 1) != l.length ? "," : "");<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> if (tmp == 0) {<!-- [et_pb_line_break_holder] --> return t.split("").reverse().join("");<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --> return t.split("").reverse().join("") + "." + r;<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> function removeCommasDollars(strValue) {<!-- [et_pb_line_break_holder] --> var objRegExp = /,|\$/g; //search for commas or $ sign globally<!-- [et_pb_line_break_holder] --> //replace all matches with empty strings<!-- [et_pb_line_break_holder] --> return strValue.replace(objRegExp, '');<!-- [et_pb_line_break_holder] --> }<!-- [et_pb_line_break_holder] -->//G<!-- [et_pb_line_break_holder] --></script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><form action="" name="calcForm" id="calcForm"><!-- [et_pb_line_break_holder] --> <table class="table-data" width="540"><!-- [et_pb_line_break_holder] --> <THEAD><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3"><!-- [et_pb_line_break_holder] --> <div align="center">Income protection calculator</div><!-- [et_pb_line_break_holder] --> </th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td width="50%"> </td><!-- [et_pb_line_break_holder] --> <td width="18%">Our example</td><!-- [et_pb_line_break_holder] --> <td width="32%">Your estimate</td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </THEAD><!-- [et_pb_line_break_holder] --> <TBODY><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3">Part 1 Where does your income go?</th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="3">Simply fill in your estimate of where your own income goes each month. (If you share expenses, simply put your share<!-- [et_pb_line_break_holder] --> of those expenses)</td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Rent or mortgage</td><!-- [et_pb_line_break_holder] --> <td>$1,250</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('rent');" type="text" maxlength="9" id="rent" name="rent" tabindex="1" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Vehicle and transport (eg fuel, bus fares)</td><!-- [et_pb_line_break_holder] --> <td>$250</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('transport');" type="text" maxlength="9" id="transport" name="transport" tabindex="2" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Your home (eg rates, electricity, insurance, repairs)</td><!-- [et_pb_line_break_holder] --> <td>$350</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('myhome');" type="text" maxlength="9" id="myhome" name="myhome" tabindex="3" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Food</td><!-- [et_pb_line_break_holder] --> <td>$525</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('food');" type="text" maxlength="9" id="food" name="food" tabindex="4" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Education/Childcare</td><!-- [et_pb_line_break_holder] --> <td>$425</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('education');" type="text" maxlength="9" id="education" name="education" tabindex="5" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Other</td><!-- [et_pb_line_break_holder] --> <td>$200</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('other');" type="text" maxlength="9" id="other" name="other" tabindex="6" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Monthly total</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$3,000</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$ <!-- [et_pb_line_break_holder] --> <label id="lblMTotal"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" type="text" maxlength="9" id="MTotal" name="MTotal" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="3">* clothing and entertainment are seen as discretionary in the short term and are excluded for this calculator.</td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3">Part 2 How secure is your income?</th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr height="28"><!-- [et_pb_line_break_holder] --> <td>Are you employed or self employed?</td><!-- [et_pb_line_break_holder] --> <td colspan="2"><!-- [et_pb_line_break_holder] --> <input type="radio" value="0" name="rdEmployed" onclick="enableFields()" tabindex="7" checked /> Employed<!-- [et_pb_line_break_holder] --> <input type="radio" value="1" name="rdEmployed" onclick="enableFields()" tabindex="7" /> Self employed</td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </TBODY><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <div id="divSick"><!-- [et_pb_line_break_holder] --> <table class="table-data" width="540"><!-- [et_pb_line_break_holder] --> <TBODY><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td width="50%">How many weeks of sick leave do you have?</td><!-- [et_pb_line_break_holder] --> <td width="18%" id="ExampleSick">2</td><!-- [et_pb_line_break_holder] --> <td width="32%">   <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('sick');" type="text" maxlength="9" id="sick" name="sick" tabindex="8" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </TBODY><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <table class="table-data" width="540"><!-- [et_pb_line_break_holder] --> <TBODY><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td width="50%"><!-- [et_pb_line_break_holder] --> <b>Number of months that you are protected by sick leave</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td width="18%" id="ExampleSickM"><!-- [et_pb_line_break_holder] --> <b>0.46</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td width="32%"><!-- [et_pb_line_break_holder] --> <b>   <!-- [et_pb_line_break_holder] --> <label id="lblsickMTotal"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" type="text" maxlength="9" id="sickMTotal" name="sickMTotal" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3">Part 3 Savings you can fall back on</th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Cash in hand</td><!-- [et_pb_line_break_holder] --> <td>$1,000</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('cash');" type="text" maxlength="9" id="cash" name="cash" tabindex="9" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Savings, term deposits</td><!-- [et_pb_line_break_holder] --> <td>$500</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('savings');" type="text" maxlength="9" id="savings" name="savings" tabindex="10" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Managed funds</td><!-- [et_pb_line_break_holder] --> <td>$500</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('MFunds');" type="text" maxlength="9" id="MFunds" name="MFunds" tabindex="11" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Shares</td><!-- [et_pb_line_break_holder] --> <td>$2,500</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('shares');" type="text" maxlength="9" id="shares" name="shares" tabindex="12" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td>Other</td><!-- [et_pb_line_break_holder] --> <td>$0</td><!-- [et_pb_line_break_holder] --> <td>$ <!-- [et_pb_line_break_holder] --> <input onchange="recalcAmount('otherFunds');" type="text" maxlength="9" id="otherFunds" name="otherFunds" tabindex="13" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Total</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$4,500</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>$ <!-- [et_pb_line_break_holder] --> <label id="lblFundsTotal"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" type="text" maxlength="9" id="FundsTotal" name="FundsTotal" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <th colspan="3">Part 4 How long before you need to change things?</th><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Number of months</b> you could survive without an income before selling off liquid assets or making lifestyle changes.<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td id="ExampleT1"><!-- [et_pb_line_break_holder] --> <b>1.96</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td>   <!-- [et_pb_line_break_holder] --> <b><!-- [et_pb_line_break_holder] --> <label id="lblMSurvival"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" type="text" maxlength="9" id="MSurvival" name="MSurvival" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Number of days</b> you could survive without an income before selling off liquid assets or making lifestyle changes.<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td id="ExampleT2"><!-- [et_pb_line_break_holder] --> <b>60</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td>   <!-- [et_pb_line_break_holder] --> <b><!-- [et_pb_line_break_holder] --> <label id="lblDSurvival"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" type="text" maxlength="9" id="DSurvival" name="DSurvival" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td><!-- [et_pb_line_break_holder] --> <b>Date you may require other income should you become totally disabled today</b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td id="ExampleSDate"> </td><!-- [et_pb_line_break_holder] --> <td>   <!-- [et_pb_line_break_holder] --> <b><!-- [et_pb_line_break_holder] --> <label id="lblDateSurvival"></label><!-- [et_pb_line_break_holder] --> <input style="display: none" disabled="#DEFAULT" type="text" maxlength="9" id="DateSurvival" name="DateSurvival" onkeyup="intOnly(this)"><!-- [et_pb_line_break_holder] --> </b><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </TBODY><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <table width="540" class="assumptions"><!-- [et_pb_line_break_holder] --> <tbody><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align=left colspan=3><!-- [et_pb_line_break_holder] --> <h3>Important things to know</h3><!-- [et_pb_line_break_holder] --> <p>1. The purpose of this calculator is to estimate how long you (and your dependents) can continue with your current<!-- [et_pb_line_break_holder] --> lifestyle without your income in the event that you stop working.</p><!-- [et_pb_line_break_holder] --> <p>2. This calculator is intended to provide general information only. It is provided by ClearView Life Assurance<!-- [et_pb_line_break_holder] --> Limited ABN 12 000 021 581 AFSL No. 227682 ('ClearView') without taking into account your particular objectives,<!-- [et_pb_line_break_holder] --> financial situation and needs.<!-- [et_pb_line_break_holder] --> <br>This calculator is a financial model and cannot accurately predict how much insurance you might need. This will<!-- [et_pb_line_break_holder] --> depend on:<!-- [et_pb_line_break_holder] --> <ul style="margin-left:20px"><!-- [et_pb_line_break_holder] --> <li>all of your personal circumstances (including your particular objectives, financial situation and needs); and<!-- [et_pb_line_break_holder] --> </li><!-- [et_pb_line_break_holder] --> <li> unpredictable external factors.</li><!-- [et_pb_line_break_holder] --> </ul><!-- [et_pb_line_break_holder] --> This calculator generates factual information based on a limited range of issues and uses a set of assumptions to give you<!-- [et_pb_line_break_holder] --> an indication of how your choices may affect the outcome. These assumptions and limitations are stated below.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p>3. While this calculator can be a useful tool, the information produced does not constitute a recommendation or<!-- [et_pb_line_break_holder] --> statement of opinion about insurance and it should not be relied on for the purpose of making a decision in relation<!-- [et_pb_line_break_holder] --> to a financial product. This calculator does not consider all of your personal circumstances and you should consider<!-- [et_pb_line_break_holder] --> obtaining advice from a financial planner before making any financial decisions.</p><!-- [et_pb_line_break_holder] --> <p>4. No assurance is given that this calculator is free of errors or suitable for any user's intended purposes.</p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <h3>Assumptions and limitations</h3><!-- [et_pb_line_break_holder] --> <p><!-- [et_pb_line_break_holder] --> The assumptions used to calculate the result and the limitations of this calculator are set out below. There is no guarantee<!-- [et_pb_line_break_holder] --> that the assumptions are appropriate for your circumstances or accurately predict what will occur. You should<!-- [et_pb_line_break_holder] --> also consider the limitations carefully as these will impact the result.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p>1. Sick leave is at full rate of pay.</p><!-- [et_pb_line_break_holder] --> <p>2. No major assets are sold off to cover expenses</p><!-- [et_pb_line_break_holder] --> <p>3. Expenses are not reduced (or increased) during a period of total disability.</p><!-- [et_pb_line_break_holder] --> <p>4. Transaction costs, brokerage etc not allowed for disposal of liquid assets.</p><!-- [et_pb_line_break_holder] --> <p>ClearView consider these assumptions are reasonable as the purpose is to provide general information only.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --> <p>If your actual situation differs from the assumptions made, then the calculations may differ from your actual amounts.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> <p>ClearView Life Assurance Limited ABN 12 000 021 581 AFSL No. 227682 issues life insurance products. Before deciding<!-- [et_pb_line_break_holder] --> whether to acquire a ClearView product, please refer to the relevant Product Disclosure Statement (PDS), available<!-- [et_pb_line_break_holder] --> online or by contacting 132 979 for details of the terms of the relevant product, including costs and exclusions<!-- [et_pb_line_break_holder] --> that apply.<!-- [et_pb_line_break_holder] --> </p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> </tbody><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --></form><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script type="text/javascript" language="javascript">runOnLoad();</script>